Average student loan debt in the U.S. reaches $1.77 trillion in 2025

In 2025, total student loan debt in the U.S. reached $1.77 trillion, affecting millions. The average undergraduate borrower owes $29,300, while households with student debt average $55,347. Debt levels vary by degree. Bachelor's degree holders owe $29,300, while graduate students average $66,000. Law school graduates face an average debt of $132,740, and medical school graduates average $296,500. Demographics influence debt amounts. Borrowers aged 50 to 61 have the highest average debt at $46,790. Women borrow more than men, with black women facing the highest debt levels, reflecting systemic inequities in education access.