Drivers over 70 face limited car insurance options

Drivers over 70 years old face challenges in finding affordable car insurance. Experts say that many insurance companies have age limits, which makes options for older drivers more limited compared to younger ones. Connor Campbell, an expert in car insurance, highlighted that some firms set age limits between 70 and 80. This can hinder older drivers from finding suitable and affordable insurance plans. Despite there being no legal maximum age for car insurance, choices become limited as drivers age. Insurance providers may individually determine their own age restrictions. As a result, older drivers should verify the policies of different companies to ensure they can get the coverage they need. Companies like Budget Insurance note that older drivers can often face higher premiums. This is because they are perceived as a higher risk due to potential declines in vision, hearing, and reaction times. However, older drivers with clean driving records or who take assessments may also find discounts available to them. Overall, while challenges exist for older drivers seeking car insurance, safer drivers can still find ways to reduce their costs.