HDFC Bank credit card points can now be redeemed for cash

HDFC Bank customers can convert their credit card points into cash. They can do this online or offline. The value of points varies by card type. Recent updates include new limits on points for utility bills and extra charges for rental payments. To redeem points online, visit the HDFC Bank website. Follow the steps provided to complete the process. For any questions or updates, it's best to contact HDFC Bank's customer support. HDFC also offers offline redemption options. Customers can fill out forms or get assistance through customer care for this method. It's important to know the value of your points. For example, high-end cards like Infinia earn ₹1 per point, while regular cards earn ₹0.20 per point. As of March 2025, there are changes to the rewards program. Customers are advised to check the official HDFC Bank website for the most current information or reach out to customer care for clarification. To maximize rewards, redeem points for travel or shopping using the SmartBuy platform. This often provides better value than cash redemption. Remember to monitor your credit score and usage for a healthy credit experience. Using a credit card has risks, so stay informed and cautious.