India launches health insurance scheme for senior citizens with Rs 5 lakh coverage

Prime Minister Narendra Modi has launched the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY), providing Rs 5 lakh health insurance for senior citizens aged 70 and above, regardless of their financial status. Eligible seniors will receive an Ayushman Vaya Vandana Card after completing Aadhaar-based e-KYC. The coverage is available on a family basis, allowing family members aged 70 and older to share the Rs 5 lakh limit. There is no waiting period for treatment, enabling immediate access to cashless healthcare upon enrollment. Seniors can apply for the Ayushman Vaya Vandana Card through a mobile app or the official website, requiring only Aadhaar-based e-KYC for enrollment. This simplifies the process, ensuring easier access to healthcare services for senior citizens.