RBI reduces risks in unsecured loans through measures

economictimes.indiatimes.com — March 17, 2025 at 08:01 PM UTC

The Reserve Bank of India (RBI) has successfully reduced risks in unsecured loans by increasing risk weights in November 2023. This led to a significant slowdown in the growth of credit card dues and loans to non-bank lenders. Credit card dues growth fell from 34% in November 2023 to 13% in January 2025. Loans to non-bank lenders also decreased from 21.5% to 7.7% during the same period. The RBI plans to restore original risk weights for bank loans to non-banking financial companies starting in FY26, following the moderation in these credit categories.

With a significance score of 2.7, this news ranks in the top 27% of today's 18434 analyzed articles.

Get summaries of news with significance over 5.5 (usually ~10 stories per week). Read by 9000 minimalists.

More on this topic:

[3.6]

RBI may cut interest rates in April, economists predict (economictimes.indiatimes.com)

1d 6h

Link Source

[3.5]

Reserve Bank of Australia monitors US economic uncertainty (abc.net.au)

Link Source

[3.1]

Investors urge India to cut long-bond supply (economictimes.indiatimes.com)

21h

Link Source

[2.7]

RBI reduces risks in unsecured loans through measures (economictimes.indiatimes.com)

11h

Link Source

[2.7]

Indian companies favor financial instruments over capital investment (livemint.com)

1d 19h

Link Source

[2.4]

Rising household debt highlights cautious personal loan borrowing (livemint.com)

21h

Link Source

[2.4]

RBI introduces guidelines for personal loan transparency (livemint.com)

23h

Link Source

[2.1]

ICICI Securities predicts IndusInd Bank's potential loss (economictimes.indiatimes.com)

1d 2h

Link Source

[2.1]

Nifty Bank index shows mixed signals, cautious trading advised (businesstoday.in)

1d 3h

Link Source

[1.9]

SBI delays $1.7 billion bond issuance due to yields (livemint.com)

22h

Link Source