Riot damage claims require proper documentation in Nagpur

In Nagpur, recent violence has left many vehicles damaged, raising questions among owners about insurance coverage. Insurance experts confirm that motor insurance policies typically cover damage caused by riots. However, the Insurance Regulatory and Development Authority of India (IRDA) warns that policy conditions should always be followed. Therefore, it is essential for car owners to gather the proper documents before making a claim. According to AS Sheikh, a loss assessor, the first step is to file a police complaint about the damage. After that, it's important to have a spot panchnama completed, which is an official record of the damage. Owners should also keep any newspaper articles about the incident to support their claim. Once a claim is filed, the insurance company will investigate. They will check the vehicle for previous and current damage to ensure that the claim is valid and not fraudulent.