SIP investors face significant losses in FY25

In the current financial year, many investors in systematic investment plans (SIPs) are facing significant losses. About 130 equity mutual funds reported double-digit losses, with some funds losing as much as 34%. Data shows that out of 269 equity mutual funds, 262 have provided negative returns for SIP investments. The worst-performing fund is the Samco Flexi Cap Fund, which has lost around 33.56%. For example, a monthly SIP of Rs 10,000 in this fund would now be worth Rs 98,306, compared to an invested amount of Rs 1.20 lakh. Other major losses include the Samco ELSS Tax Saver Fund, with a 29.12% loss, and the Motilal Oswal Focused Fund, which is down 28.24%. Several funds from Quant Mutual Fund also struggled, with losses between 23% and 24%. Nippon India Small Cap Fund, one of the largest in its category, has reported an 18.32% loss. Likewise, Bank of India Mutual Fund schemes have seen negative returns of around 15% or more. Some funds performed slightly better. For instance, DSP Focus Fund and SBI Multicap Fund showed the least losses, around 0.98% and 0.87% respectively. Investors are advised to consider their risk tolerance and financial goals before making investment decisions. The results are not recommendations and should not solely guide investment choices.