Social Security full retirement age increases to 66 years and 10 months in 2025

Starting in 2025, the full retirement age for Social Security benefits will increase by two months. People born in 1959 will need to be 66 years and 10 months old to claim their full benefits. This change is part of a gradual increase established by a 1983 law, which raises the retirement age to match rising life expectancy. For those born in 1960 and later, the full retirement age will be 67. Individuals can still claim benefits as early as age 62, but this will result in a reduced amount. Delaying benefits until age 70 can lead to a higher monthly payment.