Stock market declines prompt safer ETF investment options

The stock market has seen significant declines recently, with the Dow Jones down 8.6%, the S&P 500 down 10.1%, and the Nasdaq down 13.7%. This downturn has led to a focus on safer investment options, particularly exchange-traded funds (ETFs). Three recommended ETFs include the Schwab U.S. Dividend Equity ETF, which targets dividend-paying companies and has a yield above 3.5%. The Vanguard S&P 500 ETF mirrors the S&P 500's performance and has a low expense ratio of 0.03%. Lastly, the iShares 0-3 Month Treasury Bond ETF invests in short-term Treasury bills, offering a yield of about 4.9%. These ETFs provide options for investors looking to preserve capital and generate income during market volatility. Each fund has low expense ratios and focuses on different investment strategies, catering to various risk tolerances.