UK drivers urged to avoid car insurance myths

Drivers in the UK are advised to avoid common myths that could lead to higher car insurance costs. Despite a 23% drop in average premiums in 2024, the typical driver still pays over £700 annually. Experts recommend that motorists should not automatically renew their policies. Shopping around for better deals can lead to lower rates, as regulations prevent insurers from charging loyal customers more than new ones. Additionally, new drivers are cautioned against "fronting," which involves declaring a more experienced driver as the main user of their vehicle. This practice is illegal and can result in severe penalties. Instead, adding an experienced driver as a named driver may help reduce costs legally.