UK woman aims to retire early with smart saving

Mia Mcgrath, a 24-year-old from the UK, has saved £79,000 and aims to retire by 40. She shares five money rules on TikTok, emphasizing the importance of investing first, budgeting for dining out, and using credit cards wisely. Mia allocates £100 monthly for eating out and keeps 25% of her savings in cash for emergencies. She tracks all her income and expenses to stay on target for early retirement. Her TikTok video has gained significant attention, with over 683,000 views. Viewers have shared mixed reactions, discussing the balance between saving and enjoying life.